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1. A Top-Down Approach to Understanding Uncertainty in Loss Ratio Estimation
   In this paper we define a specific measure of error in the estimation of loss ratios; specifically, we focus on the discrepancy between the original estimate of the loss ratio and the ultimate value of the loss ratio...
2. Market Based Tools for Managing the Life Insurance Company
   In this paper we present an approach to market based evaluatio, of life insurance policies, in the spirit of the NUMAT proposed by Hans Bühlmann (2002) in an editorial in the ASTIN bulletin...

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